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Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations.

However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. Base this can be a violation of one of the parties to the contract. So before you accept the inheritance, think about whether you need a new Maserati in the loan if yellow Kalina still regularly serves.. Moreover, you can cancel the contract before receiving the money. It's a dark, gangster and totally unfair scheme. The only problem may occur if you want to refinance a mortgage. Base this can be a violation of one of the parties to the contract. But when the inheritance is passive part sometimes plays the most active role.

In addition, the real estate that will serve as collateral, should not be prescribed to minors.

The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. For example, if the Bank unilaterally amended the contract. During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. Once you join your rights and will become the full owner of the inherited property, you immediately appear the obligation to pay for someone else's loan and fend off foreign creditors. Such is the irony. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period.

It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions.

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